Retirement Planning

Retirement Planning

We all have some dreams and aspirations and often see these as coming to the fore when we retire.

Through our expert analysis and risk management, we will build all of your plans into a sensible approach to how you wish to retire. Many of us are working longer or more flexibly, legislation and options are always changing. Our role is to help you understand your options as you build up to retirement, whether it is years away or less than 10 years, to ensure you build your nest eggs up in the right way.

Furthermore, if you’re looking to support yourself in later life, you might want to consider releasing tax free income from your home with equity release. For help and support understanding the value of your home, and any relevant interest payments, take a look at aviva equity release by ERS.

As you approach retirement we want to ensure your plans are going to be as you expect. We can then at retirement or partial retirement start freeing up your pensions and allow them to be tax efficient and accessible for you. In line with the new pension access rules, we will not only be able to offer ongoing management to ensure they do the things you were expecting, but also to dovetail with your investments so they work together for you.

Pensions are a long term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change therefore the tax treatment of pension benefits can and may change in the future.

Product Information

We can offer-Personal Pensions, Transfers, Annuities, Flexi-Access Pensions, Auto Enrolment Pensions, Self Invested Personal Pensions, New Hybrid Plans, Company Pension Assessments and Ethical Funds for your Pensions.